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ATO SMSF LRBA Safeharbour Interest Rates

Safe harbour limited recourse borrowing interest rates for 2019, 2020, 2021. Interest rates for related party SMSF LRBA borrowings.

Intello Robot avatar
Written by Intello Robot
Updated over 4 years ago

The following interest rates charged under a limited recourse borrowing arrangement (LRBA) would be consistent with the safe harbour terms outlined in Practical Compliance Guidelines (PCG) 2016/5 – Income tax arm’s-length terms for limited recourse borrowing arrangements established by self-managed superannuation funds.

Safe Harbour Interest Rates - Real Property

  • 2020-21 - 5.10%

  • 2019-20 - 5.94%

  • 2018-19 - 5.80%

  • 2017-18 - 5.80%

  • 2016-17 - 5.65%

Safe Harbour Interest Rates - Listed Shares or Units

  • 2020-21 - 7.10%

  • 2019-20 - 7.94%

  • 2018-19 - 7.80%

  • 2017-18 - 7.80%

  • 2016-17 - 7.65%

These rates are based on the Reserve Bank of Australia (RBA) Indicator Lending Rates for banks providing standard variable housing loans for investors (refer to table F5) – this rate is determined for the following financial year (from 1 July) based upon the published rate in May each year.

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